Your CIBIL or credit score represents your previous loan history. It denotes whether you have repaid your loans and credit card bills on time. Well, it is the most crucial factor your lender checks before approving the loan.

You must check your credit score before applying for a loan. It will give you an opportunity to improve  if it is not up to the mark. These days, most lending institutions provide the feature of online credit score check. You can use it to check your score within minutes.

How To Check Your Credit Score Online?

You can check your credit score in two ways. 

• By Logging In 

Here are the steps to follow.

• Visit your lender’s website
• Log in to your account.
• You will have to enter your personal details. It includes your PAN number, your passport, and Voter ID details.
• After they verify your documents, you can access your credit score through the dashboard.

• Without Logging In

If you do not wish to log in, there is no reason to worry. You can check your credit score by entering your PAN number. For this, you only need to enter your personal details as mentioned in the PAN card. Agree to the terms and conditions. There you go! Your credit score will get displayed.

Having a higher credit score will improve the chances of your personal loan application getting accepted. Try to maintain a score around 750. That will make you look credible in your lender’s eyes.

Fullerton India lets you check your credit score instantly. So, why are you waiting? Go and check the chances of your loan getting approved.

Must Read: Follow These Steps To check your CIBIL score online