A personal loan is money you borrow to serve any personal needs. For example, the personal need could be consolidating debt, paying for home renovations or medical bills, planning a dream wedding, or other expenses.

With Fullerton India, you can avail of easy personal loans up to 25 lakhs within the minimum interest rate just in a few minutes! The documentation procedure is simple and easy. Fullerton no-collateral personal loan is available to salaried and self-employed people with no hidden fees. Also, our online calculator can tell you if you’re eligible for a personal loan in a matter of seconds.

Benefits of a Personal Loan

• You can apply for a personal loan for any of your purposes.
• Fast Approval.
• Low Rates of Interest as compared to credit cards.
• No guarantor or collateral is required.
• Easy documentation.

Personal Loan Eligibility Checkpoints

While seeking a personal loan, you need to fulfill a few criteria, which includes-

• If you are an individual between 21-65 years of age.
• You are salaried or employed and earn a salary of more than 25000 if you live in Delhi or Mumbai. Otherwise, a monthly income of 20000 is the bar you need to apply for a personal loan.
• You have a CIBIL score of 750 or above. EMI of loan cannot be more than 60-70% of an individual’s monthly salary.

Once you meet the criteria for applying for a personal loan, you can apply for the same, and the amount will be credited to your account within 30 minutes of approval!

Must Read: 5 Things you Must Know Before Availing Personal Loan in Pune